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We’re ready to 

make your

Dream Home

 Possible!

Homeownership aspirations may seem distant for countless diligent Nevadans, but Modern Choice Realty is committed to making those dreams a reality.

Your Dream Home Is Possible For First-Time Homebuyers offers interest-free down-payment assistance with a competitive interest rate to give buyers more buying power.

Program Benefits

  • Down payment assistance up to 4% of total loan amount
  • Usable for down payment and closing costs
  • Forgivable after 7 years (if you stay in your home)
  • Attractive 30-year fixed interest rate
  • Statewide program

Program Requirements

  • Must be a first-time homebuyer (have not owned a home in the past 3 years)
  • Maximum purchase price & income limits by county
  • Minimum credit score of 640
  • Maximum debt ratio: 50% if 680+ credit score; 45% if less than 680 credit score
  • Must live in home as primary residence
  • Must meet standard underwriting requirements
  • Must complete homebuyer education course

Are you ready to take the first step in buying your first home in Nevada? Contact Us to get started.

First time home buyers Down Payment Assistance Programs

Dream Home is Possible for First Time Home Buyers

Down-payment assistance and competitive interest rates for first-time buyers.

First time home buyers Down Payment Assistance Programs

Unlock Your Dream Home with the Home First $15,000 Down Payment Assistance Program​

Generous down payment support and liberal home price limits for first-time buyers.

First time home buyers Down Payment Assistance Programs

Homeownership Is Possible for Teachers

This homebuyer program is like extra credit for teachers who help make Nevada a great place to live.